SBI Clerk (Junior Associates) Salary & Job Profile
Last verified 31 Jul 2026
SBI Clerk (Junior Associates) carries Clerical cadre scale with two advance increments, plus DA, HRA and special allowance at the rates applicable to the posting.
Post and profile
Junior Associate (Customer Support & Sales) in the clerical cadre of State Bank of India.
Allowances
| Component | Detail |
|---|---|
| Dearness Allowance | Revised quarterly, linked to the consumer price index |
| House Rent Allowance | Depends on the class of the posting city; official accommodation may be provided instead |
| Special Allowance | A fixed percentage of basic pay, as per the rules of the participating bank |
| Other benefits | Medical aid, leave fare concession, provident fund, pension under NPS, and concessional staff loans for housing, vehicle and education |
Staff loans at concessional rates are the most undervalued part of a bank package — a housing loan several percentage points below the market rate is worth more over a career than the difference in basic pay between two banks.
Career progression
Promotion runs through the officer grades — Junior Management Scale I, Middle Management Scales II and III, and Senior Management above — by a mix of seniority, internal written tests and interviews. Clerical staff can move into the officer cadre through internal promotion.