JAIIB Syllabus 2020: IIBF publishes the syllabus of the JAIIB exam at the official website. The detailed syllabus of the JAIIB exam is available at iibf.org.in. The contents of the JAIIB Syllabus 2020 indicate the subjects of the exam and topics included. Topics are divided into various modules. Evidently, candidates need this syllabus to prepare for the exam. We have provided direct links to download the syllabus here on this page. Read on to know more about the preparation strategy and other important information about the JAIIB 2020 exam.
Contents
JAIIB Syllabus 2020
Junior Associate of IIB&F (JAIIB) is a flagship course of the Indian Institute of Banking & Finance (IIBF). The institute conducts the JAIIB exam for banking professionals who are members of the institute. The complete syllabus of the exam is provided here in this article. Read on to find out the modules and topics of each subject of JAIIB 2020 exam.
Download Syllabus: Click here to download JAIIB Syllabus 2020
JAIIB 2020 Syllabus of Paper-1
Paper-1 of the JAIIB 2020 exam is titled Principles & Practices of Banking. It contains 05 modules including a dedicated module for banking ethics. Check out the complete syllabus below.
Module A (Indian Financial System)
- Indian Financial System (An overview)
- Banking regulation
- Retail banking, wholesale and international banking
- Role of money markets, debt markets & forex market
- Role and functions of capital markets, SEBI
- Factoring, forfaiting services, and off-balance sheet times
- Risk management, Basel Accords
- CIBIL, fair practices code for debt collection, BCSB
- Recent developments in the financial system
Module B (Functions of Banks)
- Banker Customer Relationship
- KYC/AML/CFT norms
- Banker’s Special Relationship
- Consumer protection – COPRA, Banking Ombudsman Scheme
- Payment and collection of cheques and other negotiable instruments
- Opening accounts of various types of customers
- Ancillary services
- Cash operations
- Principles of lending, working capital assessment and credit monitoring
- Priority sector advances
- Agricultural finance
- Micro, small and medium enterprises
- Government-sponsored schemes
- Self-help groups
- Credit cards, home loans, personal loans, consumer loans
- Documentation
- Different modes of charging securities
- Types of collaterals and their characteristics
- Non-performing assets
- Financial literacy
Module C (Banking Technology)
- Essentials of bank computerization
- Payment systems and electronic banking
- Data communication network and EFT systems
- Role of technology up-gradation and its impact on banks
- Security considerations
- Overview of IT Act
- Preventive vigilance in electronic banking
Module D (Support Services – Marketing of Banking Services/Products)
- Marketing – An Introduction
- Social marketing/networking
- Consumer behavior and product
- Pricing
- Distribution
- Channel management
- Promotion
- Role of direct selling agent/direct marketing agent in a bank
- Marketing Information Systems – a longitudinal analysis
Module E (Ethics in Banks and Financial Institutions)
- Ethics, business ethics & banking – An integrated perspective
- Ethics at the individual level
- Ethical dimensions: Employees
- Work ethics and the workplace
- Banking ethics: Changing dynamics
JAIIB 2020 Syllabus of Paper-2
Paper-2 of the JAIIB 2020 exam is titled Accounting & Finance for Bankers. It contains 04 modules. The contents and topics of each module of Paper-2 can be checked below.
Module A (Business Mathematics and Finance)
- Calculation of interest and annuities
- Calculation of YTM
- Capital budgeting
- Depreciation and its accounting
- Foreign exchange arithmetic
Module B (Principles of Bookkeeping & Accountancy)
- Definition, scope and accounting standards
- Basic accountancy procedures
- Maintenance of cash/subsidiary books and ledger
- Bank reconciliation statement
- Trial balance, rectification of errors and adjusting & closing entries
- Capital and revenue expenditure
- Bills of exchange
Module C (Final Accounts)
- Balance sheet equation
- Preparation of final accounts
- Ratio analysis
- Final accounts of banking companies
- Company accounts I & II
- Accounting in a computerized environment
Module D (Banking Operations)
- Banking Operations and accounting functions
JAIIB 2020 Syllabus of Paper-3
Paper-3 of the JAIIB 2020 exam is titled Legal & Regulatory Aspects of Banking. It consists of 04 modules. Check out the main topics included within the modules below.
Module A (Regulations and Compliance)
- Legal framework of regulation of banks
- Control over organisation of banks
- Regulation of banking business
- Returns inspection, winding up, mergers & acquisitions
- Public sector banks and co-operative banks
- Financial sector legislative reforms
- Recent legislative changes in RBI ACT
- Financial sector development council
Module B (Legal aspects of banking operations)
- Different types of borrowers
- Types of credit facilities
- Secured and unsecured loans, registration of firms and incorporation of companies
- Indemnities
- Bank guarantees
- Letters of credit
- Deferred payment guarantees
- Laws relating to bill finance
- Various types of securities
- Laws relating to securities and modes of charging-I
- Laws relating to securities and modes of charging-II
- Registration and satisfaction of charges
- Case laws on responsibility of paying bank
- Case laws on responsibility of collecting bank
Module C (Banking Related Laws)
- Recovery of debts due to Banks and Financial Institutions Act, 1993 (DRT Act)
- Securitisation and reconstruction of financial assets and enforcement of Securities Interest Act (SARFAESI)
- Banking Ombudsman Scheme
- Bankers Books Evidence Act, 1891
- The Legal Services Authorities Act, 1987
- The Consumer Protection Act, 1986 and CERSAI
- The Law of Limitation
- Tax laws
- Negotiable Instruments Act, 1881
- Payment & Settlements Systems Act, 2007
Module D (Commercial laws w.r.t banking operations)
- Indian Contract Act, 1872
- The Sale of Goods Act, 1930
- Indian Partnership Act, 1932
- Definition and features of a company
- The Companies Act, 1956 (Now Companies Act, 2013)
- Foreign Exchange Management Act, 1999
- Transfer of Property Act, 1882
- The Right to Information Act, 2005
- Right to Information and Obligation of Public Authorities
- The Prevention of Money Laundering Act, 2002
- Information Technology Act, 2000
IIFB Study Material for JAIIB 2020
The Institute has their own courseware and study material to help students prepare for the exam. It covers the topics included in the syllabus. However, such courseware (books) are available commercially at select publishers. The list of publishers and the books are enlisted in the website of the IIBF.
Even though the courseware is designed to cover the syllabus, it is advised to refer to diverse learning materials and guidebooks to prepare for the exam. Questions asked are subjected to change given the dynamic nature of rules and regulations in the banking & finance industry. As such, candidates must also refer to other updates as released by the institute such as master circulars issued by RBI and IIBF publications such as IIBF Vision, Bank Quest etc.
Cut-Off dates of important development for JAIIB 2020
The question paper consist of questions from important developments and guidelines in the banking and finance industry. These developments, such as rules and regulations are always subjected to change and modifications. Authorities keep on updating these developments and new developments are introduced from time to time. As such, there could be discrepancies when a new development is introduced in the time between the date of preparing the question paper and the actual date of the exam. Therefore, to address this issue, the IIBF establishes cut off dates for the inclusion of important developments in the question paper. Check out the details below.
Important books for JAIIB 2020
IIBF has outlined the titles of some of the most important and relevant books to refer to. We strongly suggest that candidates must refer to these books. Check out these important suggested books here below.
| Book title | Purchase link |
| Principles & Practices of Banking | Click here |
| Banking ke Sidhanth Avam Vyavahar | Click here |
| Accounting & Finance for Bankers | Click here |
| Bankeron ke liye Lekhankan Avam Vittya | Click here |
| Legal and Regulatory Aspects of Banking | Click here |
| Banking ke Vidhik Paksh | Click here |
About JAIIB
The Junior Associate of IIB&F (JAIIB) exam is a flagship course of the Indian Institute of Banking & Finance. Institute offers this course to banking professionals who are members of the institute. All banking professionals whose employers are institutional members of the IIBF and having the eligibility criteria can apply for the exam. More details about the exam are available on the website of the IIBF at iibf.org.in.
