JAIIB Syllabus 2020

JAIIB Syllabus 2020: IIBF publishes the syllabus of the JAIIB exam at the official website. The detailed syllabus of the JAIIB exam is available at iibf.org.in. The contents of the JAIIB Syllabus 2020 indicate the subjects of the exam and topics included. Topics are divided into various modules. Evidently, candidates need this syllabus to prepare for the exam. We have provided direct links to download the syllabus here on this page. Read on to know more about the preparation strategy and other important information about the JAIIB 2020 exam.

Junior Associate of IIB&F (JAIIB) is a flagship course of the Indian Institute of Banking & Finance (IIBF). The institute conducts the JAIIB exam for banking professionals who are members of the institute. The complete syllabus of the exam is provided here in this article. Read on to find out the modules and topics of each subject of JAIIB 2020 exam.

Download Syllabus: Click here to download JAIIB Syllabus 2020

JAIIB 2020 Syllabus of Paper-1

Paper-1 of the JAIIB 2020 exam is titled Principles & Practices of Banking. It contains 05 modules including a dedicated module for banking ethics. Check out the complete syllabus below.

Module A (Indian Financial System)

Indian Financial System (An overview)
Banking regulation
Retail banking, wholesale and international banking
Role of money markets, debt markets & forex market
Role and functions of capital markets, SEBI
Factoring, forfaiting services, and off-balance sheet times
Risk management, Basel Accords
CIBIL, fair practices code for debt collection, BCSB
Recent developments in the financial system

Module B (Functions of Banks)

Banker Customer Relationship
KYC/AML/CFT norms
Banker’s Special Relationship
Consumer protection – COPRA, Banking Ombudsman Scheme
Payment and collection of cheques and other negotiable instruments
Opening accounts of various types of customers
Ancillary services
Cash operations
Principles of lending, working capital assessment and credit monitoring
Priority sector advances
Agricultural finance
Micro, small and medium enterprises
Government-sponsored schemes
Self-help groups
Credit cards, home loans, personal loans, consumer loans
Documentation
Different modes of charging securities
Types of collaterals and their characteristics
Non-performing assets
Financial literacy

Module C (Banking Technology)

Essentials of bank computerization
Payment systems and electronic banking
Data communication network and EFT systems
Role of technology up-gradation and its impact on banks
Security considerations
Overview of IT Act
Preventive vigilance in electronic banking

Module D (Support Services – Marketing of Banking Services/Products)

Marketing – An Introduction
Social marketing/networking
Consumer behavior and product
Pricing
Distribution
Channel management
Promotion
Role of direct selling agent/direct marketing agent in a bank
Marketing Information Systems – a longitudinal analysis

Module E (Ethics in Banks and Financial Institutions)

Ethics, business ethics & banking – An integrated perspective
Ethics at the individual level
Ethical dimensions: Employees
Work ethics and the workplace
Banking ethics: Changing dynamics

JAIIB 2020 Syllabus of Paper-2

Paper-2 of the JAIIB 2020 exam is titled Accounting & Finance for Bankers. It contains 04 modules. The contents and topics of each module of Paper-2 can be checked below.

Module A (Business Mathematics and Finance)

Calculation of interest and annuities
Calculation of YTM
Capital budgeting
Depreciation and its accounting
Foreign exchange arithmetic

Module B (Principles of Bookkeeping & Accountancy)

Definition, scope and accounting standards
Basic accountancy procedures
Maintenance of cash/subsidiary books and ledger
Bank reconciliation statement
Trial balance, rectification of errors and adjusting & closing entries
Capital and revenue expenditure
Bills of exchange

Module C (Final Accounts)

Balance sheet equation
Preparation of final accounts
Ratio analysis
Final accounts of banking companies
Company accounts I & II
Accounting in a computerized environment

Module D (Banking Operations)

Banking Operations and accounting functions

JAIIB 2020 Syllabus of Paper-3

Paper-3 of the JAIIB 2020 exam is titled Legal & Regulatory Aspects of Banking. It consists of 04 modules. Check out the main topics included within the modules below.

Module A (Regulations and Compliance)

Legal framework of regulation of banks
Control over organisation of banks
Regulation of banking business
Returns inspection, winding up, mergers & acquisitions
Public sector banks and co-operative banks
Financial sector legislative reforms
Recent legislative changes in RBI ACT
Financial sector development council

Module B (Legal aspects of banking operations)

Different types of borrowers
Types of credit facilities
Secured and unsecured loans, registration of firms and incorporation of companies
Indemnities
Bank guarantees
Letters of credit
Deferred payment guarantees
Laws relating to bill finance
Various types of securities
Laws relating to securities and modes of charging-I
Laws relating to securities and modes of charging-II
Registration and satisfaction of charges
Case laws on responsibility of paying bank
Case laws on responsibility of collecting bank

Module C (Banking Related Laws)

Recovery of debts due to Banks and Financial Institutions Act, 1993 (DRT Act)
Securitisation and reconstruction of financial assets and enforcement of Securities Interest Act (SARFAESI)
Banking Ombudsman Scheme
Bankers Books Evidence Act, 1891
The Legal Services Authorities Act, 1987
The Consumer Protection Act, 1986 and CERSAI
The Law of Limitation
Tax laws
Negotiable Instruments Act, 1881
Payment & Settlements Systems Act, 2007

Module D (Commercial laws w.r.t banking operations)

Indian Contract Act, 1872
The Sale of Goods Act, 1930
Indian Partnership Act, 1932
Definition and features of a company
The Companies Act, 1956 (Now Companies Act, 2013)
Foreign Exchange Management Act, 1999
Transfer of Property Act, 1882
The Right to Information Act, 2005
Right to Information and Obligation of Public Authorities
The Prevention of Money Laundering Act, 2002
Information Technology Act, 2000

IIFB Study Material for JAIIB 2020

The Institute has their own courseware and study material to help students prepare for the exam. It covers the topics included in the syllabus. However, such courseware (books) are available commercially at select publishers. The list of publishers and the books are enlisted in the website of the IIBF.

Even though the courseware is designed to cover the syllabus, it is advised to refer to diverse learning materials and guidebooks to prepare for the exam. Questions asked are subjected to change given the dynamic nature of rules and regulations in the banking & finance industry. As such, candidates must also refer to other updates as released by the institute such as master circulars issued by RBI and IIBF publications such as IIBF Vision, Bank Quest etc.

Cut-Off dates of important development for JAIIB 2020

The question paper consist of questions from important developments and guidelines in the banking and finance industry. These developments, such as rules and regulations are always subjected to change and modifications. Authorities keep on updating these developments and new developments are introduced from time to time. As such, there could be discrepancies when a new development is introduced in the time between the date of preparing the question paper and the actual date of the exam. Therefore, to address this issue, the IIBF establishes cut off dates for the inclusion of important developments in the question paper. Check out the details below.

Important books for JAIIB 2020

IIBF has outlined the titles of some of the most important and relevant books to refer to. We strongly suggest that candidates must refer to these books. Check out these important suggested books here below.

Book title	Purchase link
Principles & Practices of Banking	Click here
Banking ke Sidhanth Avam Vyavahar	Click here
Accounting & Finance for Bankers	Click here
Bankeron ke liye Lekhankan Avam Vittya	Click here
Legal and Regulatory Aspects of Banking	Click here
Banking ke Vidhik Paksh	Click here

About JAIIB

The Junior Associate of IIB&F (JAIIB) exam is a flagship course of the Indian Institute of Banking & Finance. Institute offers this course to banking professionals who are members of the institute. All banking professionals whose employers are institutional members of the IIBF and having the eligibility criteria can apply for the exam. More details about the exam are available on the website of the IIBF at iibf.org.in.

JAIIB 2020